UPI ఛార్జీలపై డిజిటల్ పేమెంట్ ఫ్లాట్ ఫాంల స్పందన.. ఫోన్ పే, మొబిక్విక్ సీఈవోలు ఏమన్నారంటే..

According to V6 News, leaders of major Indian digital payment platforms, including PhonePe and MobiKwik, have shared their perspectives regarding the ongoing discussions surrounding UPI transaction charges. The discourse centers on the sustainability of the Unified Payments Interface (UPI) ecosystem and the potential impact of merchant discount rates (MDR) or other fee structures on digital adoption in India.

Digital payment executives have historically advocated for a balanced approach that ensures the long-term viability of payment infrastructure while maintaining the ease of use that has driven UPI's massive growth across the country. The CEOs highlighted the operational costs associated with maintaining high-volume transaction platforms and the necessity of finding a sustainable revenue model that does not discourage small merchants or consumers from utilizing digital payment methods.

As UPI continues to be a cornerstone of India's digital economy, the debate over transaction fees remains a critical point of interest for both the government and private fintech firms. Industry stakeholders are closely watching for regulatory updates from the National Payments Corporation of India (NPCI) and the Reserve Bank of India (RBI) to determine the future landscape of digital transaction costs.